Disability Income
"Old fashion underwriting" - This is provided by STANDARD. Their unique program let you have $3,000 monthly benefit with
- No income documentation
- No medical exam or testing
- No sttending physician statement
- No personal history interview
On top of that their policy contains many flexible riders for customization and the premium is very competitive. Call us to find out if your client can qualify.
Other than that we also carry other major DI insurance players
Long Term Care
John Hancock, Genworth and MetLife all good comapies with fianacial strength and are major players providing Long Term Care insurance.
We compare different types of policies and design the best for you.
Life Insurance
We specialize in Impaired Risk (Substandard) life insurance with 30 A rated insurers. We can find insurer that issue policy to your client before you send in applicaiton. No matter is high blood presure, cholestrol or other conditions, all you need to do is give us a call.